Get Access to Small Loan

Apply now and find out your credit limit
for a small loan in 3 minutes.

Hello Freedom!
 

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Small Amount Personal Loans

Planning a short weekend trip, gift for your sibling, a new training course for yourself or looking to update your mobiles and gadgets? NIRA has got you covered. Whatever your needs might be, NIRA will finance your mini cash loan online and empower you to live a life of freedom.

Loans starting from Rs 5,000 up to Rs. 1 Lakh. Get access to mini loans in minutes at low interest rates.

Benefits of
NIRA
Small loan

NIRA makes Getting a small loan
easy, quick and flexible.

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100 % PAPERLESS* PROCESS

Forget bank queues. NIRA gives you the opportunity to apply for a small amount personal loan online from the comfort of your home/office. Apply for NIRA small personal loan anytime, anywhere.

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QUICK

Know your small personal loan eligibility in 3 minutes and get quick loan disbursal.

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LOW INTEREST RATES

The interest rate of NIRA mini loans ranges between 1.50% to 3% per month. With good repayment behavior, your interest rate will decrease over time.

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FLEXIBLE

Pay back your small personal loan in easy EMIs. NIRA gives you the flexibility to choose your repayment tenure. You have the flexibility to choose between the time period of 3 to 12 months.

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CASH IN YOUR BANK

Once approved, NIRA sends your mini cash loan directly to your bank account. Get access to small loans anytime, anywhere.

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GET MULTIPLE SMALL LOANS

Break down your credit limit into small cash loans based on your requirement. NIRA’s minimum drawdown limit is Rs. 5,000 and maximum limit is Rs. 1 Lakh.

(*if your bank has e-mandate enabled)

ELIGIBILITY CRITERIA FOR NIRA SMALL PERSONAL

1. You should have Graduate degree.
It’s important to hold a college degree to qualify for a personal loan from NIRA.
A college degree builds on your credibility and credentials for a personal loan application.

2. Your monthly income should be Rs. 20,000 or more.
To be eligible for a personal loan you need to display an ability to be able to afford the loan repayment and hence your salary plays a crucial role in your personal loan application.

3. You should be employed for at least 6 months.
Having a stable job increases your chances of getting qualified for a personal loan. You don’t necessarily need to have many years of work experience but a continuous and stable employment of minimum 6 months is a must have.

4. You have Aadhaar card.
An Aadhaar card is mandatory for NIRA personal loan application.
It is required to complete the verification and KYC process.

CHECK ELIGIBILITY
mini loans in minutes
mini loans in minutes
mini loans in minutes
mini loans in minutes

Advantages of Small Personal Loans

A small personal loan allows you to manage small chunks of expenses without paying a high interest on a large principal sum over multiple years. You can take a mini cash loan online to manage wedding expenses, to invest in a hobby, to take up a new vocational training course or language classes.

A small personal loans gives you the freedom to invest in your passions.

HOW TO APPLY FOR A SMALL PERSONAL LOAN

Wondering how the NIRA small loan application process works? Fret not!
We have made it as easy as 1-2-3 ! All you need to do to get your mini loan
is follow the below steps:

  1. Download the app on Play Store
  2. Fill in your details and upload docs
  3. Setup auto-debit and avail credit
  4. Hello Freedom!

 Get it on Google Play

Customer Testimonial:

"Love the smooth process, NIRA is definitely my go-to place for loans within 1 lakh. Quick disbursal and great customer services." - Aman

"Its amazing to be a partner with NIRA. The team is solely determined to help people achieve their dreams." - Abhishek

"Team is excellent, they get involved personally and take everything positively. They even apologise for late disbursal of the loan. Best loan company I have come across." - Hareesh

Frequently
Asked
Questions

Need Help?

Write to us at: info@nirafinance.com
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