Personal Loans in Kanpur

To successfully apply for a personal loan with NIRA, you need to meet the following eligibility criteria:

• You must be an Indian citizen
• Your age should be between 21-55 years
• You should have a minimum of 6 months work experience
• You must be a salaried employee earning a salary of Rs 12,000 or higher

Alternately you can also check your eligibility criteria on the NIRA app by filling out your details such as type of employment, age, salary amount, etc.

Applying for a personal loan with NIRA has many perks. Let’s take a look at a few:

• Instant cash disbursal in 24 hours or less
• Completely online process
• No need to submit a long list of documents. Just a PAN card, bank statement, and salary slip should suffice.
• Flexible loan tenure
• EMIs to suit your financial capacity

When applying for a personal loan with NIRA, you will need to upload the following documents via the NIRA app:

• Recent salary slip
• Bank statement for the last 3 months
• PAN card

When you apply for a personal loan the following are the key aspects you need to look for:

• Interest rates
• Repayment or tenure period
• Prepayment fees
• EMI amount
• Disbursement time for loan
• Simple loan process

Yes, prepayment is allowed when you take a personal loan from NIRA. However, if you prepay within 3 months, then you will be required to pay 2.5% of the amount that you prepay as penalty. For your comparison, the prepayment charges on personal loans from banks range from 2%-5%.

No, this is not possible as no guarantor is allocated when you take a personal loan as it is non-collateral in nature. However, you can opt for the option of prepayment and pay your loan in advance before your tenure ends.

To apply for an instant cash loan in kanpur all you need to do is download the NIRA app on playstore, upload the required documents such as PAN card, salary slip, and bank statements. Your loan will be approved and disbursed within 24 -48 hours.

To get a mobile loan in kanpur all you need to do is download the NIRA app on playstore. The next step is to upload the required documents and your loan will be ready to use in 24 hours or less.

When you apply for a personal loans in Kanpur from the NIRA app the process is very simple. Download the NIRA app on playstore, upload the required documents (PAN card, salary slip, bank statement) and your loan will be disbursed in 24 hours or less.

One of the easiest ways to get a personal loans in Kanpur is to apply for a personal loan on the NIRA app. All you need to do is download the NIRA app on playstore, upload your documents such as PAN card, bank statement, and salary slip, and your loan will be ready in 24 hours or less.