How do I check if I am eligible to apply for a personal loan?
To successfully apply for a personal loan with NIRA, you need to meet the following eligibility criteria:
- You must be an Indian citizen
- Your age should be between 21-55 years
- You should have a minimum of 6 months work experience
- You must be a salaried employee earning a salary of Rs 12,000 or higher
Alternately you can also check your eligibility criteria on the NIRA app by filling out your details such as type of employment, age, salary amount, etc.
Are there any advantages in applying for a personal loan online?
Yes, there are several advantages to applying for a personal loan online with NIRA. Let’s take a look at a few:
- Instant cash disbursal in 24 hours or less
- Completely online process
- No need to submit long list of documents. Just PAN card, bank statement, and salary slip should suffice.
- Flexible loan tenure
- EMIs to suit your financial capacity
What documents will I have to submit when applying for a personal loan in jaipur?
When applying for a personal loan with NIRA, you will need to upload the following documents on the NIRA app:
- Recent salary slip
- Bank statement for the last 3 months
- PAN card
What are the things that I should look for before applying for a personal loan in jaipur?
When you apply for a personal loan the following are the important factors you need to watch out for:
- Interest rates
- Repayment or tenure period
- Prepayment fees
- EMI amounts
- Disbursement time for loan
- Simple loan process
Is prepayment allowed for personal loan in jaipur?
Yes, prepayment is allowed when you take a personal loan from NIRA. However, if you prepay within 3 months, then you will be required to pay 2.5% of the amount.
Is it possible to transfer a personal loan to someone?
No, you cannot transfer a personal loan to someone else. However, you can opt for the option of prepayment and pay your loan in advance before your tenure ends.
How do I apply for an instant cash loan in jaipur?
The process to apply for an instant cash loan in jaipur is very easy. Go to the playstore, download the NIRA app, upload documents such as PAN, salary slip, etc. Your loan will be approved and disbursed within 24 hours or less.
Where can a person get a mobile loan in jaipur?
To get a mobile loan in jaipur all you need to do is download the NIRA app on playstore. The next step is to upload the required documents such as a 3 months bank statement, PAN card, and salary slip. Your loan will be approved and disbursed instantly.
What are the procedures to get a personal loan in Jaipur?
When you apply for a personal loan in Jaipur from the NIRA app the process is very simple. Download the NIRA app on playstore, upload the required documents (PAN card, salary slip, bank statement) and your loan will be disbursed in 24 hours or less.
What are the possible ways of getting a personal loan in Jaipur?
One of the easiest ways to get a personal loan in Jaipur is to apply for a personal loan on the NIRA app. All you need to do is download the NIRA app on playstore, upload your documents such as PAN card, bank statement, and salary slip, and your loan will be ready on 24 hours or less.