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No Tension Loans

NIRA is a platform that facilitates loan transactions between borrowers and personal loan providers such as NBFCs/Banks. All loan applications are approved and sanctioned by our NBFC/Bank partners registered with the RBI. All details are clearly stated upfront during the Loan application via NIRA app on Google Play.

Fast

We disburse

loans to approved customers

within 24 hours!

Easy to repay

low interest loans

10 million+ Indians

have downloaded NIRA

Financial inclusion
for all of India

NIRA serves happy customers in 5,000+ locations.

Young Indian Man wearing NIRA pink shirt smiles at the camera. He is wearing glasses and is happy about low interest rates offered on loans on NIRA app

Low Interest Rates &
Long Repayment Period

Get loans at interest rates as low as 2% per month. Take up to 12 months to pay back!

Young Indian teacher walking down the street and smiling at the camera. She is impressed by the easy to use loan app by NIRA

NIRA is easy to use & transparent

Qualify for your loan via the NIRA app. Receive funds in your account within 24 hours.

Young Indian Sardar is happy to get an RBI authorized loan app by NIRA.

Build Your Financial Future With NIRA

Qualify for larger credit limits over time and take care of all your financial needs.

three young indian girls are happy to use the NIRA app that gives loans up to 1 Lakh on EMI to salaried persons in India

we work with
Working India

Android mobile phone with NIRA branding.

Download the
NIRA app
to apply!

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