Feel like a sudden vacation? Want to surprise a loved one with a good gift? Or have you suddenly found the perfect deal on a phone you’ve been looking forward to buying but don’t have enough money in your account? No matter what the case may be, instant cash always comes in handy.
It’s usually difficult to get an instant cash loan from banks within a short period of 24-48 hours. This is because banks often need several weeks to process the loan. In such a situation, most people are forced to go to a local money lender or pawnbroker or money lender who will loan out money at extremely high interest rates of 3-4% per month. Not to mention having to provide collateral in the form of gold jewelry which can be quite humiliating.
With NIRA, instant small cash loans get instantly approved so that you’re covered just in time. Plus, they’re incredibly flexible, which means you can use the cash for whatever you like without any restrictions! So go ahead - apply online now and get approved for instant cash loans of Rs. 5,000 to 1 lakh in 3 mins only!
When you apply for instant loans online with NIRA, you can benefit from the following:
NIRA understands that every customer is unique and has individual requirements when under an emergency cash crunch. That is why we allow you to customize and choose a loan option that works best for you!
Your interest rate will be a function of your credit score on our proprietary model. Our interest rates will vary from 1.50% to 2.25% per month and are directly dependant on your credit score; the higher your score, the lower your interest rate!
NIRA’s instant cash loans allow you to make repeated withdrawals to use the cash for whatever you want! Just make your EMI payments on time and avail subsequent loans as and when you need cash urgently.
Don’t have a CIBIL score and are still in need of urgent cash? We’ve got you covered! NIRA welcomes people who are new to credit. However, if you do have a CIBIL score, we need a score of 681 or above in order to process your application.
All you need to do is fIll out our quick online form to get approved for a fast cash loan in just 3 minutes.
Our efficient team is always at your service. Once you upload the required documents, you can get your final approval within 24 hours and immediate fast cash within 48 hours between Rs. 5000 and 1 lakh for up to 12 months!
Say goodbye to filling up long forms and waiting for lengthy approvals! Instead, fill out a quick form online on the app or the website, and track your approval status. If you’re approved, your money gets credited within one business day!
In urgent need of cash? It takes only 3 simple steps to apply for an Instant loan online with NIRA!
When applying for instant cash loans in India through best online loan app like NIRA, you will require the following documents:
You should have a graduate degree.
It’s important to hold a college degree to finance your mobile on EMI from NIRA. A college degree builds on your credibility and credentials for a smartphone loan application.
Your monthly income should be Rs. 20,000 or more
To be eligible to finance your mobile phone on EMI with a debit card, you need to display an ability to be able to afford the EMI repayment. For this reason, your salary plays a crucial role in your smartphone loan application.
You should be employed for at least 6 months.
While it isn’t necessary to have many years of work experience, a continuous and stable employment of minimum 6 months increases your chances of getting qualified for a smartphone loan to help you buy mobile phones on EMI.
