Instant loan online

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Instant loan online

Feel like a sudden vacation? Want to surprise a loved one with a good gift? Or have you suddenly found the perfect deal on a phone you’ve been looking forward to buying but don’t have enough money in your account? No matter what the case may be, instant cash always comes in handy.

It’s usually difficult to get an instant cash loan from banks within a short period of 24-48 hours. This is because banks often need several weeks to process the loan. In such a situation, most people are forced to go to a local money lender or pawnbroker or money lender who will loan out money at extremely high interest rates of 3-4% per month. Not to mention having to provide collateral in the form of gold jewelry which can be quite humiliating.

With NIRA, instant small cash loans get instantly approved so that you’re covered just in time. Plus, they’re incredibly flexible, which means you can use the cash for whatever you like without any restrictions! So go ahead - apply online now and get approved for instant cash loans of Rs. 5,000 to 1 lakh in 3 mins only!

Why Apply For Instant Cash Loans Through NIRA?

When you apply for instant loans online with NIRA, you can benefit from the following:

Instant loan online

Loan Customization

NIRA understands that every customer is unique and has individual requirements when under an emergency cash crunch. That is why we allow you to customize and choose a loan option that works best for you!

Instant loan online

Fair Interest Rates

Your interest rate will be a function of your credit score on our proprietary model. Our interest rates will vary from 1.50% to 2.25% per month and are directly dependant on your credit score; the higher your score, the lower your interest rate!

Instant loan online

Flexible Use

NIRA’s instant cash loans allow you to make repeated withdrawals to use the cash for whatever you want! Just make your EMI payments on time and avail subsequent loans as and when you need cash urgently.

Instant loan online

No Credit History? No Problem

Don’t have a CIBIL score and are still in need of urgent cash? We’ve got you covered! NIRA welcomes people who are new to credit. However, if you do have a CIBIL score, we need a score of 681 or above in order to process your application.

Instant loan online

3-Minute Decision Process

All you need to do is fIll out our quick online form to get approved for a fast cash loan in just 3 minutes.

Instant loan online

24-Hour Credit

Our efficient team is always at your service. Once you upload the required documents, you can get your final approval within 24 hours and immediate fast cash within 48 hours between Rs. 5000 and 1 lakh for up to 12 months!

What Are The Features Of Instant loan online In India?

Instant cash loans or Quick loans online in India are generally fast cash loans that can be availed for a short period. The amount gets instantly credited to your bank account once it has been approved. Instant loan online in India usually start from Rs. 10,000. If it’s a payday loan, you can repay it all at once in the next month when you receive your salary. In the more common case, you repay the loan through EMIs. By spreading your costs over time, you also continue to have good liquidity throughout the year.

The tenure of online instant loan in India is usually between 30 days to 90 days, making it a short-term loan or a payday loan. NIRA’s tenure for instant cash loans online is between 3 to 12 months.

When applying for instant cash loans in India through online instant loan providers like NIRA, the approval process is entirely online. This means that you can apply, schedule a document pick-up and get immediate cash through electronic transfer from the comfort of your home, without having to physically go to a bank.

Say goodbye to filling up long forms and waiting for lengthy approvals! Instead, fill out a quick form online on the app or the website, and track your approval status. If you’re approved, your money gets credited within one business day!

How To Apply For An Instant Cash Loan With NIRA

In urgent need of cash? It takes only 3 simple steps to apply for an Instant loan online with NIRA!

  • Download the app on mobile loan online
  • Fill in your details and upload the required documents
  • Set up our inbuilt auto debit system and avail your personal loan

Hello Freedom!

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What Are The Documents Needed For Instant Cash Loans online In India?

When applying for instant cash loans in India through best online loan app like NIRA, you will require the following documents:

Proof of ID
Proof of Address
PAN card
Salary slip
6 months bank statements

How Can I Be Eligible For Instant Cash Loans With NIRA?

You should have a graduate degree.
It’s important to hold a college degree to finance your mobile on EMI from NIRA. A college degree builds on your credibility and credentials for a smartphone loan application.

Your monthly income should be Rs. 20,000 or more
To be eligible to finance your mobile phone on EMI with a debit card, you need to display an ability to be able to afford the EMI repayment. For this reason, your salary plays a crucial role in your smartphone loan application.

You should be employed for at least 6 months.
While it isn’t necessary to have many years of work experience, a continuous and stable employment of minimum 6 months increases your chances of getting qualified for a smartphone loan to help you buy mobile phones on EMI.



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