About Us


A world where everyone has access to fast, frictionless finance, at a rate that is fair.


To promote financial inclusion by creating simple, transparent products that empower individuals to live a life of choice and freedom.


NIRA thinks that Financial Responsibility means knowing what things are worth investing in, not because of their perceived luxury, but what they can do for you in the long run. It means understanding yourself a little better in the context to the world. NIRA encourages you to examine your needs and desires and visualize how you want to grow.







Say hello to our founders!

ROHIT SEN CEO/ Co-founder & NUPUR GUPTA Co-founder
ROHIT SEN : CEO/ Co-founder

12 years in finance as a trader.
Worked at Bank of America, Merrill Lynch, and Goldman Sachs.
Holds degrees from Oxford University and the London School of Economics.

Rohit Sen is a first-generation British Indian who started to feel a tad
uninspired with his life. He wanted something bigger, something that would
create purpose. A need for risk and adventure brought him back to the
country of his roots. He was flat out excited by the rapid social and
economic changes in India. He identified a need for more financial inclusivity
at the urban level. His intent is to give back to this new productive energy
by creating a platform that offers resources that can result in personal
evolutions within the growing youth of the country. Rohit has that slick
British accent but is constantly schooled by his 4 year-old daughter, Tara.
His secret ambition is to learn Hindi so his daughter stops shaking her head
at his poor language skills.

ROHIT SEN CEO/ Co-founder & NUPUR GUPTA Co-founder
NUPUR GUPTA : Co-founder

5.5 years in finance as a quantitative analyst and structurer.
Worked at Citigroup and Goldman Sachs.
Holds degrees from IIT Delhi and University of Waterloo, Canada.

Nupur was born and raised in Jaipur. She is the first entrepreneur in her
family after her grandmother. Although, always comfortable in the world of
learning and experiments, she realised she wanted to push her need to
explore and experiment a little further. She saw major opportunity in the
market and thrived on the sizzling energy that was reshaping urban India.
So she left the safe cocoon of her previous life equipped with her old school
wisdom and a fascination for the new and undiscovered. She's a
self-confessed Borderline Millennial ready to employ new ideas on old
thoughts. Nupur is most excited to see what stories NIRA's potential
customers will write for themselves with access to credit. As for Nupur's
nerdy side, worry not, it's alive and kicking, she prefers scientific magazines
and blogs to Facebook.