Get your own personal line of credit...anytime, anywhere!

No Tension Loans

An instant personal loan app that gives you loans of up to ₹1 lakh in just 3 minutes!

 

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NIRA gives you the FREEDOM TO BE BETTER

Living life on your terms is easy and accessible for everybody with NIRA’s easy loan app

Why choose NIRA?

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FAIR TO YOU

Repay your mini cash loan online on time and benefit from improved rates.

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INSTANT DECISION AFTER A
3 MINUTE APPLICATION

We cut out the red tape. Fill out the quick in-app form and find out if you qualify right now.

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ONLY PAY INTEREST ON WHAT YOU USE

No fine print here! Even if you qualify for a larger loan you pay interest only on the amount of money you take for the time you’ve signed up for.

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FIRST TIME BORROWERS WELCOME

You don't need to have a CIBIL score to apply; we welcome borrowers who are new to credit. If you do have a CIBIL score however, we require a score of 681 or better to process your application.

GET AN INSTANT LOAN ONLINE IN 3 EASY STEPS

  1. Get instant approval NIRA instant loan app
  2. Upload docs to complete the process
  3. Setup auto-debit and avail credit
  4. Voila! Your Loan is Approved!

 

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IN PARTNERSHIP WITH

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NIRA has partnered with Federal Bank (www.federalbank.co.in), a leading bank in India. Federal Bank, whose origins date back to 1931, has more than 1250 branches and 8 million customers. Federal bank is fully regulated by the Reserve Bank of India.