No Tension Loans

An instant personal loan app that gives you loans of up to ₹1 lakh in just 3 minutes!

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FREEDOM TO BE BETTER

Living life on your terms is easy and accessible for everybody with NIRA’s easy loan app

Mini Cash Loan

FAIR TO YOU

Repay your mini cash loan online on time and benefit from improved rates.

Mini Cash Loan

INSTANT DECISION AFTER A
3 MINUTE APPLICATION

We cut out the red tape. Fill out the quick in-app form and find out if you qualify right now.

Mini Cash Loan

ONLY PAY INTEREST ON WHAT YOU USE

No fine print here! Even if you qualify for a larger loan you pay interest only on the amount of money you take for the time you’ve signed up for.

Mini Cash Loan

FIRST TIME BORROWERS WELCOME

You don't need to have a CIBIL score to apply; we welcome borrowers who are new to credit. If you do have a CIBIL score however, we require a score of 681 or better to process your application.

GET AN INSTANT LOAN ONLINE IN 3 EASY STEPS

  1. Get instant approval NIRA instant loan app
  2. Upload docs to complete the process
  3. Setup auto-debit and avail credit
  4. Voila! Your Loan is Approved!

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IN PARTNERSHIP WITH

NIRA has partnered with Federal Bank

NIRA has partnered with Federal Bank (www.federalbank.co.in), a leading bank in India. Federal Bank, whose origins date back to 1931, has more than 1250 branches and 8 million customers. Federal bank is fully regulated by the Reserve Bank of India.