An instant personal loan app that gives you loans of up to ₹1 lakh in just 3 minutes!
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The Loan amount range from ₹2,500 to ₹1,00,000 and Annual Interest Rates vary from 24.0% - 36.0%. Loan duration range from 3 - 12 months. The processing fees varies from ₹350 to upto 2% of loan amount. Goods and Services Tax (GST) on fee shall be levied additionally.
Representative Example: On a ₹20,000 loan for 6 mths @24% APR, you will pay ₹3571 as monthly EMI and ₹21,957 in total which includes ₹450 + GST as processing fee.
Living life on your terms is easy and accessible for everybody with NIRA’s easy loan app
Repay your mini cash loan online on time and benefit from improved rates.
We cut out the red tape. Fill out the quick in-app form and find out if you qualify right now.
No fine print here! Even if you qualify for a larger loan you pay interest only on the amount of money you take for the time you’ve signed up for.
You don't need to have a CIBIL score to apply; we welcome borrowers who are new to credit. If you do have a CIBIL score however, we require a score of 681 or better to process your application.
NIRA has partnered with Federal Bank (www.federalbank.co.in), a leading bank in India. Federal Bank, whose origins date back to 1931, has more than 1250 branches and 8 million customers. Federal bank is fully regulated by the Reserve Bank of India.