No Tension Loans

An instant personal loan app that gives you loans of up to ₹1 lakh in just 3 minutes!

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The Loan amount range from ₹2,500 to ₹1,00,000 and Annual Interest Rates vary from 24.0% - 36.0%. Loan duration range from 3 - 12 months. The processing fees varies from ₹350 to upto 2% of loan amount. Goods and Services Tax (GST) on fee shall be levied additionally.

Representative Example: On a ₹20,000 loan for 6 mths @24% APR, you will pay ₹3571 as monthly EMI and ₹21,957 in total which includes ₹450 + GST as processing fee.

NIRA gives you the FREEDOM TO BE BETTER

Living life on your terms is easy and accessible for everybody with NIRA’s easy loan app

Why choose NIRA?

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FAIR TO YOU

Repay your mini cash loan online on time and benefit from improved rates.

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INSTANT DECISION AFTER A
3 MINUTE APPLICATION

We cut out the red tape. Fill out the quick in-app form and find out if you qualify right now.

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ONLY PAY INTEREST ON WHAT YOU USE

No fine print here! Even if you qualify for a larger loan you pay interest only on the amount of money you take for the time you’ve signed up for.

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FIRST TIME BORROWERS WELCOME

You don't need to have a CIBIL score to apply; we welcome borrowers who are new to credit. If you do have a CIBIL score however, we require a score of 681 or better to process your application.

GET AN INSTANT LOAN ONLINE IN 3 EASY STEPS

  1. Get instant approval NIRA instant loan app
  2. Upload docs to complete the process
  3. Setup auto-debit and avail credit
  4. Voila! Your Loan is Approved!

 

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